Motor Boat Insurance Page

Motor Boat Insurance

Motor Boat Insurance Brokers

We provide cover for your motorboats, motor cruisers and speed boats whether you’re on the water or your boat is moored in a marina.

Get your personalised motor boat insurance quote with us at Velos for cover that fits you and your vessel. Making sure your craft is properly covered has been our business for over 50 years.

Get a FREE Quote

Our motor boat insurance policies aren’t listed on any price comparison site, as we create coverage that is tailor-made to each customer’s requirements.

As such our Motorboat insurance policy is a fully comprehensive, all risks product, based on an agreed value which is shown on the policy paperwork, so if your vessel is lost, this is what you will get back.

The policy covers you for, amongst other things, theft, accidental damage and Salvage charges.

It also includes, as standard, Third Party Liability up to GBP 5m and Legal Expenses.

Highlights of the Velos policy are as follows;

  • Agreed Value, All Risks policy
  • GBP 5m Third Party Liability cover limit as standard
  • Water Skiers Liability and Waters Sports Liability can be included
  • GBP 100,000 Legal Expenses cover included for free
  • Up to 25% NCB for 5 years claims free, after which protected at no additional cost
  • Up to GBP 20,000 worth of Personal Accident cover included, as standard
  • Up to GBP 5,000 worth of Medical Expenses cover included as standard (including emergency medical expenses)
  • Cover available for a variety of cruising ranges in the UK, Europe and further afield

We’ve been in the boat insurance business for over 50 years and as such have relationships with most of the insurers in the market.

So, if our product isn’t suitable for you for whatever reason, we’ll be able to source an alternative quote from another insurer so you don’t have to trawl the market.

Contact Us

Contact Us:

Want to get a FREE quote from us today to find out more about how we can help you get the right insurance solution.

Contact Us
Contact our Claims team

Claims Support:

You can contact our claims team By Telephone: 020 7929 4058 from the UK or +44 20 7929 4058 from abroad.

Claims Support

Motor Boat Insurance

Frequently asked questions

It couldn’t be easier: use the claims section of our website and follow the instructions there. If you have any questions, just get in touch with us directly and we’ll be happy to talk you through it.

Get in touch by email or phone and we will make the requested changes to your marine trade insurance policy.

Absolutely. Please call tel: +44 (0)20 7929 4058 and select option 1. Our office hours are Monday to Friday, 09:00 to 17:300 UK time.

No: you should use your usual service providers. If needed, insurers will appoint a marine surveyor to inspect and report on the incident.

Irrespective Of which policy you select there are always some exclusion to cover. these would normally be as follows;

  • Loss, damage, liability or expense intentionally caused by or consented to by you or arising from unseaworthiness resulting by you
  • Cost of repairing any defect from a prior repair, alteration or maintenance work
  • Design or construction fault
  • Loss and damage caused by wear and tear and lack of reasonable maintenance
  • Loss and damage caused by insect, vermin, damp and marine life
  • Theft of insured gear and equipment unless it follows violent forcible entry into your vessel or place of storage
  • Theft of insured personal effects unless it follows violent forcible entry into the vessel or vehicle while in transit
  • Theft of your outboard motor unless it is secured to your vessel by an appropriate anti-theft device in addition to its normal method of attachment or violent forcible entry into the vessel or place of storage
  • Theft or loss of boats, such as dinghies or tenders, not permanently marked with the name of the parent vessel

Yes, our motor boat insurance policy ranges generally come with third party liability cover as standard.

If you’re an experienced boater, you’ll of course, be wondering about this.

Generally, yes. Your cover will include any no claims bonus that you have built up.

Be sure to read your policy wording carefully to ensure there aren’t any terms that render your no claims, void.

Contact us for any advice. We can help and are happy to explain your boat insurance cover if you’re unsure about anything.

We can explain the full details to ensure we protect your boat and that your cover is adequate.

Yes, we do our utmost to scour many different types of experienced boating insurance companies to get you the best quote before you pay.

An essential part of our service is to get you the best cover for your craft, and that includes the best value (including the lowest excess we can find) and a competitive premium for what you pay to insure your boat.

No, motor boats can be covered in international waters, as well as inland waters.

Get a quote today and our experts will match you with the right cover to make sure your boat or yacht insurance covers you.

Rockstars!

” Exceptional customer service and was able to secure a sailboat singlehanded under very specific needs, for a very competitive price, where other companies wouldn’t even look at it.  “

– Wayne
Extremely impressed

” Most of insurance companies can learn how to treat their clients from Velos Insurance. I was extremely impressed by the simplicity and professionalism of Velos team. “

– Nel
Knowledgeable service

” Velos web quote was easy to complete and they responded very quickly. Phone call from them next morning answered all my queries about specifics to my situation as the boat is based in Greece. “

– Phil
Stellar service

” It is nice to deal with real people on a personal level who strive to get your assets protected. “

– Victor
Highly recommend

” Extremely responsive and great service. Kel managed a reasonably complex yacht insurance quote, was extremely helpful and found us a good value quote. “

– Paul
Outstanding

” We could not be happier with the service that Velos provided. Not only did they get us a much better policy than we had, they also saved us money.  “

– Jessica
Very helpful

” I had trouble finding brokers who would handle non-resident owner. I was referred by another broker to Velos, and they were able to assist. “

– Eugene
Recommend without hesitation

” The coverage is exactly what we need and at a better price than the company we had been with for the two prior years. “

– Michael
Terrific

” They worked hard to ensure we got coverage locked in before our previous policy expired by being readily available for back and forth emails up to the wire. “

– Patricia
Fantastic service

” The process was very detailed to ensure all questions were answered in a warm, authentic manner. I thoroughly recommend them. “

– Richard
motor boat cruising at speed in open water

Our marine specialists can help you arrange insurance that reflects how and where you use your vessel.

Whether you own a day boat, sports cruiser or larger motorboat, Velos is here to help you every step of the way.

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Kimberly
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Great company, personable and easy to work with when questions come up.
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Andrew
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Exceptional Service for Cruisers! I had a fantastic experience working with Kel at Velos Insurance. Securing world cruising insurance can be a daunting and complex process, but Kel made it feel incredibly manageable. Here is why I can’t recommend them enough: Incredibly Responsive: Kel was lightning-fast when it came to getting back to me. In the world of marine insurance, timing is everything, and I never had to wait long for an update or a return call. Meticulously Thorough: They didn’t miss a single detail regarding our offshore requirements. Kel took the time to go through everything with a fine-tooth comb, ensuring our coverage was robust enough for international waters and that I fully understood the nuances of the policy. A Pleasure to Deal With: Beyond just being professional, Kel is genuinely pleasant and easy to talk to. It’s rare to find someone who makes the insurance process feel this seamless and stress-free. If you’re prepping for a long-range voyage and need someone who is professional, attentive, and understands the specific needs of cruisers, ask for Kel. Thank you for the top-tier service!
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Francis
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Excellent service. Our broker M. Kel Girdler went out of his way and in a prompt manner to answer my needs. I highly recommend their service.
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Max
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An excellent and speedy service. I highly recommend.
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Eugene
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I am an American purchasing an English canal boat at long distance. I had trouble finding brokers who would handle non-resident owner. I was referred by another broker to Velos, and they were able to assist. The boat is also quite old, 100 years, on historic registry which presented a second problem so they had to go to a number of underwriters before success. But they did, and I have insurance. They were very helpful, a pleasure to work with by phone and email.
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Jessica
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We could not be happier with the service that Velos provided. Not only did they get us a much better policy than we had, they also saved us money. The customer service is outstanding and I can HIGHLY recommend them!!!
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Jason
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Kel @ Velos was amazing to deal with. We’ve had issues insuring our vessel but Kel and Velos worked hard to find a solution. Velos have been professional and prompt to deal with and we can highly recommend them.
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Rob
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Emma my agent has gone way out her way to navigate a rather complex set of circumstances to insure my narrow boat. Wonderful to have someone of this caliber in my corner. What I love is she approach me in advance of the policy expiration to remind it was coming up. It's so easy to let this slip by and the consequences can be dire. Well done Emma and Velos....R Hall
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Steve
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From my initial email enquiry with Velos I dealt with Kel and he was quick to respond and answered each point I had raised. Subsequent emails were also responded to in a prompt and efficient manner which was refreshing, it was nice to have the opportunity to talk. I never felt that the time we spent talking was a problem and he offered useful advice on how to get me the best policy for my situation, overall great service and hopefully the start of a long term support with my yacht insurance.
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Richard
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Fantastic service from Kel.The process was very detailed to ensure all questions were answered in a warm, authentic manner. I thoroughly recommend them.

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1. Please select where is your vessel flagged or registered:




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