Narrowboat Insurance Page

Narrowboat Insurance

Velos is a boat insurance broker which includes narrow boat insurance for large and smaller narrowboat vessels. We have been providing narrowboat insurance policies for 50+ years.

Your narrowboat is in safe hands with our customised and bespoke insurance policies which include theft and third-party narrowboat liability, as well as accidental damage and salvage charges.

You’ll have full, personalised cover for your narrow boat with Velos.
Get a quote today for complete peace of mind. Learn more about our policies below:

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Our narrowboat insurance policies aren’t listed on any price comparison site, as we create coverage that is tailor-made to each customer’s requirements and their individual narrow boats.

As such our narrow boat insurance policy is a fully comprehensive, all risks product, based on an agreed value which is shown on the policy paperwork, so if your narrowboat is lost, this is what you will get back for your vessel.

The policy covers you for, amongst other things, theft, accidental damage and Salvage charges.

It also includes, as standard, Third Party narrowboat Liability up to GBP 5m and Legal Expenses.

Highlights of the Velos narrowboat insurance cover policy are as follows;

    • Agreed Value, All Risks policy

    • GBP 5m Third Party Liability cover limit as standard

    • Water Skiers Liability and Waters Sports Liability can be included

    • GBP 100,000 Legal Expenses cover included for free

    • Loss or damage whilst in transit by road included as standard

    • Up to 25% NCB for 5 years claims free, after which protected at no additional cost

    • Up to GBP 20,000 worth of Personal Accident cover included, as standard

    • Up to GBP 5,000 worth of Medical Expenses cover included as standard

    • If you have a claim in a marina, either ashore or afloat, we waive the deductible and you don’t lose your NCB, even if it’s not protected

We’ve been in boat insurance for 50+ years and as such have relationships with most of the narrowboat insurers in the UK and global providers on the market.

So, if our narrow boat policies aren’t suitable for you for whatever reason, we’ll be able to source an alternative narrow boat insurance quote from another insurer so you don’t have to scour the entire market. We’ll do it for you.

Contact Us

Contact Us:

Want to get a FREE quote from us today to find out more about how we can help you get the right insurance solution.

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Contact our Claims team

Claims Support:

You can contact our claims team By Telephone: 020 7929 4058 from the UK or +44 20 7929 4058 from abroad.

Claims Support

Narrowboat Insurance

Frequently asked questions

It couldn’t be easier: use the claims section of our website and follow the instructions there. If you have any questions, just get in touch with us directly and we’ll be happy to talk you through it.

Get in touch by email or phone and we will make the requested changes to your marine trade insurance policy.

Absolutely. Please call tel: +44 (0)20 7929 4058 and select option 1. Our office hours are Monday to Friday, 09:00 to 17:300 UK time.

No: you should use your usual service providers. If needed, insurers will appoint a marine surveyor to inspect and report on the incident.

Irrespective of which policy you select there are always some exclusion to cover. these would normally be as follows;

  • Loss, damage, liability or expense intentionally caused by or consented to by you or arising from unseaworthiness resulting by you
  • Cost of repairing any defect from a prior repair, alteration or maintenance work
  • Design or construction fault
  • Loss and damage caused by wear and tear and lack of reasonable maintenance
  • Loss and damage caused by insect, vermin, damp and marine life
  • Theft of insured gear and equipment unless it follows violent forcible entry into your vessel or place of storage
  • Theft of insured personal effects unless it follows violent forcible entry into the vessel or vehicle while in transit
  • Theft of your outboard motor unless it is secured to your vessel by an appropriate anti-theft device in addition to its normal method of attachment or violent forcible entry into the vessel or place of storage
  • Theft or loss of boats, such as dinghies or tenders, not permanently marked with the name of the parent vessel

Yes, most insurers will allow narrowboat customers to carry over their no claims discount to their new provider.

If there are any issues you know of before you insure, contact us with the full details and we’ll be happy to let you know for sure that you’re covered where your no claims bonus is concerned.

Yes, our narrowboat insurance quotes generally come with third party cover as a minimum.

Your fully comprehensive cover will also include third party liability.

Yes, we do offer commercial boat insurance policies for commercial narrowboats, canal boats and dutch barges.

Whether you want insurance for inland waterways in England and beyond, we can provide you a personal service to provide cover for your needs.

Barge insurance, motorboat insurance and insuring a whole range of vessels has been our bread and butter for over 50+ years!

You can add various levels of contents cover and personal belongings cover to your narrowboat insurance as an option.

Yes, our fully comprehensive cover includes this.

We have over 50+ years of experience in finding you the right insurance with competitive premiums for your needs while providing an excellent service.

Our boat insurance service is for you whether you are looking to cruise or stay on inland waters or whether you’re after large motorboat insurance for a commercial vessel.

We can provide instant quotes or if you need something more complicated or bespoke, we’re happy to talk you through your options.

Whatever you need, our experts are here to make sure your boat is covered.

Rockstars!

” Exceptional customer service and was able to secure a sailboat singlehanded under very specific needs, for a very competitive price, where other companies wouldn’t even look at it.  “

– Wayne
Extremely impressed

” Most of insurance companies can learn how to treat their clients from Velos Insurance. I was extremely impressed by the simplicity and professionalism of Velos team. “

– Nel
Knowledgeable service

” Velos web quote was easy to complete and they responded very quickly. Phone call from them next morning answered all my queries about specifics to my situation as the boat is based in Greece. “

– Phil
Stellar service

” It is nice to deal with real people on a personal level who strive to get your assets protected. “

– Victor
Highly recommend

” Extremely responsive and great service. Kel managed a reasonably complex yacht insurance quote, was extremely helpful and found us a good value quote. “

– Paul
Outstanding

” We could not be happier with the service that Velos provided. Not only did they get us a much better policy than we had, they also saved us money.  “

– Jessica
Very helpful

” I had trouble finding brokers who would handle non-resident owner. I was referred by another broker to Velos, and they were able to assist. “

– Eugene
Recommend without hesitation

” The coverage is exactly what we need and at a better price than the company we had been with for the two prior years. “

– Michael
Terrific

” They worked hard to ensure we got coverage locked in before our previous policy expired by being readily available for back and forth emails up to the wire. “

– Patricia
Fantastic service

” The process was very detailed to ensure all questions were answered in a warm, authentic manner. I thoroughly recommend them. “

– Richard
uk narrowboat moored at the side of a canal

From weekend cruising to full-time life afloat, our team understands the unique needs of narrowboat owners.

Whether you own a leisure narrowboat or live aboard year-round, Velos can help arrange tailored cover.

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Kimberly
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Great company, personable and easy to work with when questions come up.
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Andrew
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Exceptional Service for Cruisers! I had a fantastic experience working with Kel at Velos Insurance. Securing world cruising insurance can be a daunting and complex process, but Kel made it feel incredibly manageable. Here is why I can’t recommend them enough: Incredibly Responsive: Kel was lightning-fast when it came to getting back to me. In the world of marine insurance, timing is everything, and I never had to wait long for an update or a return call. Meticulously Thorough: They didn’t miss a single detail regarding our offshore requirements. Kel took the time to go through everything with a fine-tooth comb, ensuring our coverage was robust enough for international waters and that I fully understood the nuances of the policy. A Pleasure to Deal With: Beyond just being professional, Kel is genuinely pleasant and easy to talk to. It’s rare to find someone who makes the insurance process feel this seamless and stress-free. If you’re prepping for a long-range voyage and need someone who is professional, attentive, and understands the specific needs of cruisers, ask for Kel. Thank you for the top-tier service!
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Francis
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Excellent service. Our broker M. Kel Girdler went out of his way and in a prompt manner to answer my needs. I highly recommend their service.
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Max
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An excellent and speedy service. I highly recommend.
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Eugene
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I am an American purchasing an English canal boat at long distance. I had trouble finding brokers who would handle non-resident owner. I was referred by another broker to Velos, and they were able to assist. The boat is also quite old, 100 years, on historic registry which presented a second problem so they had to go to a number of underwriters before success. But they did, and I have insurance. They were very helpful, a pleasure to work with by phone and email.
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Jessica
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We could not be happier with the service that Velos provided. Not only did they get us a much better policy than we had, they also saved us money. The customer service is outstanding and I can HIGHLY recommend them!!!
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Jason
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Kel @ Velos was amazing to deal with. We’ve had issues insuring our vessel but Kel and Velos worked hard to find a solution. Velos have been professional and prompt to deal with and we can highly recommend them.
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Rob
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Emma my agent has gone way out her way to navigate a rather complex set of circumstances to insure my narrow boat. Wonderful to have someone of this caliber in my corner. What I love is she approach me in advance of the policy expiration to remind it was coming up. It's so easy to let this slip by and the consequences can be dire. Well done Emma and Velos....R Hall
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Steve
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From my initial email enquiry with Velos I dealt with Kel and he was quick to respond and answered each point I had raised. Subsequent emails were also responded to in a prompt and efficient manner which was refreshing, it was nice to have the opportunity to talk. I never felt that the time we spent talking was a problem and he offered useful advice on how to get me the best policy for my situation, overall great service and hopefully the start of a long term support with my yacht insurance.
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Richard
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Fantastic service from Kel.The process was very detailed to ensure all questions were answered in a warm, authentic manner. I thoroughly recommend them.

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